<rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>starralignment</title><description>starralignment</description><link>https://www.starralignment.com/blog</link><item><title>Handy IRD info for Freelance Contractors</title><description><![CDATA[In this month's newsletter from IRD they note some interesting info for contractors working multiple jobs, and have links for how to make sure you are setting up your accounts right - what to claim and what ACC info you need. I just got several hundred dollars refunded back by ACC - will you get the same? Here's the link to it.<img src="http://static.wixstatic.com/media/a0ebcc_8fc9f81ea752453caa80ab3142a14154%7Emv2.png/v1/fill/w_564%2Ch_944/a0ebcc_8fc9f81ea752453caa80ab3142a14154%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2018/10/19/Handy-IRD-info-for-Freelance-Contractors</link><guid>https://www.starralignment.com/single-post/2018/10/19/Handy-IRD-info-for-Freelance-Contractors</guid><pubDate>Fri, 19 Oct 2018 08:21:05 +0000</pubDate><content:encoded><![CDATA[<div><div>In this month's newsletter from IRD they note some interesting info for contractors working multiple jobs, and have links for how to make sure you are setting up your accounts right - what to claim and what ACC info you need. I just got several hundred dollars refunded back by ACC - will you get the same? Here's the link to it. </div><img src="http://static.wixstatic.com/media/a0ebcc_8fc9f81ea752453caa80ab3142a14154~mv2.png"/></div>]]></content:encoded></item><item><title>ASB RWT Certificate not turned up?</title><description><![CDATA[If you're with ASB and are waiting for your RWT certificate, call them on 0800 803 804. If the total is under $20 they don't bother posting it out or making it available online and you have to phone in and request snail mail of it. But your year end accountant will still ask for it.If it is above $20, click the Bell icon and it may be in the dropdown menu waiting for you to download it as a pdf.<img src="http://static.wixstatic.com/media/a0ebcc_e72d4d78e8ee4ef9a1df4a52d6372b14%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2018/05/17/ASB-RWT-Certificate-not-turned-up</link><guid>https://www.starralignment.com/single-post/2018/05/17/ASB-RWT-Certificate-not-turned-up</guid><pubDate>Thu, 17 May 2018 04:50:17 +0000</pubDate><content:encoded><![CDATA[<div><div>If you're with ASB and are waiting for your RWT certificate, call them on 0800 803 804. If the total is under $20 they don't bother posting it out or making it available online and you have to phone in and request snail mail of it. But your year end accountant will still ask for it.</div><div>If it is above $20, click the Bell icon and it may be in the dropdown menu waiting for you to download it as a pdf.</div><img src="http://static.wixstatic.com/media/a0ebcc_e72d4d78e8ee4ef9a1df4a52d6372b14~mv2.png"/></div>]]></content:encoded></item><item><title>An intro to Xero for my new clients</title><description><![CDATA[Here's a quick 1 minute video to introduce Xero, (did you know about the Xero phone app?) as well as more info about various features you can use below the vid on the page.<img src="http://static.wixstatic.com/media/a0ebcc_a344ae19abdc41d2b0e0a5a2c22ac768%7Emv2.png/v1/fill/w_497%2Ch_339/a0ebcc_a344ae19abdc41d2b0e0a5a2c22ac768%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2018/05/04/An-intro-to-Xero-for-my-new-clients</link><guid>https://www.starralignment.com/single-post/2018/05/04/An-intro-to-Xero-for-my-new-clients</guid><pubDate>Fri, 04 May 2018 08:41:26 +0000</pubDate><content:encoded><![CDATA[<div><div>Here's a quick 1 minute video to introduce Xero, (did you know about the Xero phone app?) as well as more info about various features you can use below the vid on the page.</div><img src="http://static.wixstatic.com/media/a0ebcc_a344ae19abdc41d2b0e0a5a2c22ac768~mv2.png"/></div>]]></content:encoded></item><item><title>Do you have an Adobe subscription? GST registered too?</title><description><![CDATA[Chances are, you might have a subscription with Adobe for various document or cloud solutions. Are you also GST registered? If you don't want to be charged GST by them, you need to log into your Adobe account and give them your GST number, which reduces your bill. The bill will be GST Exclusive, so make sure you enter it this way in Xero.If you don't give them your GST number, you will be charged GST on top, but unless the invoice states the 15% GST amount, and lists Adobe's NZ GST number, you<img src="http://static.wixstatic.com/media/a0ebcc_dc9166747a5f4aa4a19dd8eaffddf455%7Emv2.png/v1/fill/w_316%2Ch_226/a0ebcc_dc9166747a5f4aa4a19dd8eaffddf455%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2018/02/19/Do-you-have-an-Adobe-subscription-GST-registered-too</link><guid>https://www.starralignment.com/single-post/2018/02/19/Do-you-have-an-Adobe-subscription-GST-registered-too</guid><pubDate>Mon, 19 Feb 2018 04:36:21 +0000</pubDate><content:encoded><![CDATA[<div><div>Chances are, you might have a subscription with Adobe for various document or cloud solutions. Are you also GST registered? If you don't want to be charged GST by them, you need to log into your Adobe account and give them your GST number, which reduces your bill. The bill will be GST Exclusive, so make sure you enter it this way in Xero.</div><div>If you don't give them your GST number, you will be charged GST on top, but unless the invoice states the 15% GST amount, and lists Adobe's NZ GST number, you still can't claim the GST!</div><iframe src="//static.usrfiles.com/html/f71109_23b9c9c31118d6ed20ce431e72fdfa56.html"/><img src="http://static.wixstatic.com/media/a0ebcc_dc9166747a5f4aa4a19dd8eaffddf455~mv2.png"/></div>]]></content:encoded></item><item><title>Who gets your $$$ if you die?</title><description><![CDATA[Did you know that the government divides your money and possessions up at a certain % unless you specify what you want by making a will? Here's a quick summary, by the guys at Smart.<img src="http://static.wixstatic.com/media/a0ebcc_c8181b59c3aa4eb09534ea20962483a5%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2018/02/19/Who-gets-your-if-you-die</link><guid>https://www.starralignment.com/single-post/2018/02/19/Who-gets-your-if-you-die</guid><pubDate>Tue, 30 Jan 2018 04:45:00 +0000</pubDate><content:encoded><![CDATA[<div><div>Did you know that the government divides your money and possessions up at a certain % unless you specify what you want by making a will? Here's a quick summary, by the guys at Smart.</div><iframe src="//static.usrfiles.com/html/f71109_702c3fbbc90b8c1b65b6336b62835757.html"/><img src="http://static.wixstatic.com/media/a0ebcc_c8181b59c3aa4eb09534ea20962483a5~mv2.png"/></div>]]></content:encoded></item><item><title>Accounts all finished for the year?</title><description><![CDATA[<img src="http://static.wixstatic.com/media/a0ebcc_18f099687bac4ee199aacc0a4c426c3d%7Emv2.png"/>]]></description><link>https://www.starralignment.com/single-post/2017/12/09/Accounts-all-finished-for-the-year</link><guid>https://www.starralignment.com/single-post/2017/12/09/Accounts-all-finished-for-the-year</guid><pubDate>Sat, 09 Dec 2017 01:37:14 +0000</pubDate><content:encoded><![CDATA[<div><img src="http://static.wixstatic.com/media/a0ebcc_18f099687bac4ee199aacc0a4c426c3d~mv2.png"/></div>]]></content:encoded></item><item><title>Freelancer's Invoice Template</title><description><![CDATA[If you'd like the working Excel version, please email me and I'll send it to you.Attached is a snap of the Excel template I promised at my teaching lectures. It is for sole traders who need Withholding Tax deducted from their Labour, but who also need to charge for other allowances (which are not taxed). I've built in GST, but any of these factors can be changed or deleted. Remember to pdf your invoice before you email it to your client.<img src="http://static.wixstatic.com/media/a0ebcc_603a9dfae80e4ed6b39d0a55df6f2ddf%7Emv2.png/v1/fill/w_626%2Ch_884/a0ebcc_603a9dfae80e4ed6b39d0a55df6f2ddf%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2017/11/07/Freelancers-Invoice-Template</link><guid>https://www.starralignment.com/single-post/2017/11/07/Freelancers-Invoice-Template</guid><pubDate>Mon, 06 Nov 2017 22:31:28 +0000</pubDate><content:encoded><![CDATA[<div><div>If you'd like the working Excel version, please email me and I'll send it to you.</div><div>Attached is a snap of the Excel template I promised at my teaching lectures. It is for sole traders who need Withholding Tax deducted from their Labour, but who also need to charge for other allowances (which are not taxed). I've built in GST, but any of these factors can be changed or deleted. </div><div>Remember to pdf your invoice before you email it to your client.</div><img src="http://static.wixstatic.com/media/a0ebcc_603a9dfae80e4ed6b39d0a55df6f2ddf~mv2.png"/></div>]]></content:encoded></item><item><title>Bookkeeping Tips &amp; Tricks at BNZ</title><description><![CDATA[This week I presented a powerpoint presentation on managing business finances. It was written by the NZ Bookkeepers Association, and I can provide you the slides if you're interested. The material was presented all over NZ at the same time, at other BNZ Partner Centres. 2 fellow bookkeepers, Fiona and Sonia joined me for the Q&A afterwards.<img src="http://static.wixstatic.com/media/a0ebcc_45129c06282745d59596fe866cd8d4d2%7Emv2.jpg/v1/fill/w_401%2Ch_579/a0ebcc_45129c06282745d59596fe866cd8d4d2%7Emv2.jpg"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2017/10/05/Bookkeeping-Tips-Tricks-at-BNZ</link><guid>https://www.starralignment.com/single-post/2017/10/05/Bookkeeping-Tips-Tricks-at-BNZ</guid><pubDate>Thu, 05 Oct 2017 04:25:25 +0000</pubDate><content:encoded><![CDATA[<div><img src="http://static.wixstatic.com/media/a0ebcc_45129c06282745d59596fe866cd8d4d2~mv2.jpg"/><div>This week I presented a powerpoint presentation on managing business finances. It was written by the NZ Bookkeepers Association, and I can provide you the slides if you're interested. The material was presented all over NZ at the same time, at other BNZ Partner Centres. 2 fellow bookkeepers, Fiona and Sonia joined me for the Q&amp;A afterwards.</div></div>]]></content:encoded></item><item><title>Free Online Storage: Xero Inbox</title><description><![CDATA[Did you know you have free storage available right inside of your Xero file? It's easy to upload your Bank Statements, Contracts, Receipts and other bookkeeping documents there, by either dragging and dropping from the desktop, or by emailing them to your unique inbox email address.Do your bookkeeper a favour, and send all the most often requested documents there, before you even get asked :)<img src="http://static.wixstatic.com/media/a0ebcc_933528ca63b049c6b39941df908bf489%7Emv2.png/v1/fill/w_626%2Ch_311/a0ebcc_933528ca63b049c6b39941df908bf489%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2017/09/02/Free-Online-Storage-Xero-Inbox</link><guid>https://www.starralignment.com/single-post/2017/09/02/Free-Online-Storage-Xero-Inbox</guid><pubDate>Sat, 02 Sep 2017 08:58:44 +0000</pubDate><content:encoded><![CDATA[<div><div>Did you know you have free storage available right inside of your Xero file? It's easy to upload your Bank Statements, Contracts, Receipts and other bookkeeping documents there, by either dragging and dropping from the desktop, or by emailing them to your unique inbox email address.</div><div>Do your bookkeeper a favour, and send all the most often requested documents there, before you even get asked :)</div><img src="http://static.wixstatic.com/media/a0ebcc_933528ca63b049c6b39941df908bf489~mv2.png"/></div>]]></content:encoded></item><item><title>Bookkeeping education at Unitec</title><description><![CDATA[This week I started giving a series of lectures at Carrington Unitec to the film/tv/performance students on how to set up your accounts for when you go into business. How many of us freelancers were ever given such straightforward guidance and valuable templates before we launched into our careers?I'm sharing templates I've gathered and created over the past couple of decades, so that they have head's start.If you belong to an organisation or group of people who want to know about how to set up<img src="http://static.wixstatic.com/media/a0ebcc_d0e892cf517645c68d72d15dc5299bcd%7Emv2.jpg/v1/fill/w_232%2Ch_232/a0ebcc_d0e892cf517645c68d72d15dc5299bcd%7Emv2.jpg"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2017/08/13/Bookkeeping-education-at-Unitec</link><guid>https://www.starralignment.com/single-post/2017/08/13/Bookkeeping-education-at-Unitec</guid><pubDate>Sat, 12 Aug 2017 21:34:37 +0000</pubDate><content:encoded><![CDATA[<div><div>This week I started giving a series of lectures at Carrington Unitec to the film/tv/performance students on how to set up your accounts for when you go into business. How many of us freelancers were ever given such straightforward guidance and valuable templates before we launched into our careers?</div><div>I'm sharing templates I've gathered and created over the past couple of decades, so that they have head's start.</div><div>If you belong to an organisation or group of people who want to know about how to set up their accounts &amp; tax, who might be new to the game, please contact me and I can arrange talk for you too.</div><img src="http://static.wixstatic.com/media/a0ebcc_d0e892cf517645c68d72d15dc5299bcd~mv2.jpg"/></div>]]></content:encoded></item><item><title>NZBAI Conference fun</title><description><![CDATA[Had fun at the annual NZ bookkeepers conference!Believe it or not, there's hundreds of bookkeepers in NZ, and we all like to get together and swap ideas, talk to accounting & payroll software developers, and get the inside scoop from the tax dept and related industries. I loved the presentation about how AI (Artificial Intelligence for those who haven't had a coffee yet) will change the way we do accounting in the near future...<img src="http://static.wixstatic.com/media/a0ebcc_e72fd4d7d3524dfd89e79c3d6d01ccfe%7Emv2.jpg/v1/fill/w_207%2Ch_275/a0ebcc_e72fd4d7d3524dfd89e79c3d6d01ccfe%7Emv2.jpg"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2017/07/01/NZBAI-Conference-fun</link><guid>https://www.starralignment.com/single-post/2017/07/01/NZBAI-Conference-fun</guid><pubDate>Sat, 01 Jul 2017 08:17:00 +0000</pubDate><content:encoded><![CDATA[<div><div>Had fun at the annual NZ bookkeepers conference!</div><div>Believe it or not, there's hundreds of bookkeepers in NZ, and we all like to get together and swap ideas, talk to accounting &amp; payroll software developers, and get the inside scoop from the tax dept and related industries. I loved the presentation about how AI (Artificial Intelligence for those who haven't had a coffee yet) will change the way we do accounting in the near future...</div><img src="http://static.wixstatic.com/media/a0ebcc_e72fd4d7d3524dfd89e79c3d6d01ccfe~mv2.jpg"/><img src="http://static.wixstatic.com/media/a0ebcc_5682e12794234260aee50bc434abcd05~mv2.jpg"/></div>]]></content:encoded></item><item><title>What's the new IR330C tax form all about?</title><description><![CDATA[Showtools interviews me about the new Contractor tax form, if you need to be using it or not, and how to fill it out with the right tax rate for you. I've put together some notes on this (see next blog post), and a link to the form on my Facebook page here:web.facebook.com/starralignment IR330C form download<img src="https://i.vimeocdn.com/video/645103237_640.jpg"/>]]></description><dc:creator>Naomi Starr interviewed by Showtools</dc:creator><link>https://www.starralignment.com/single-post/2017/06/29/Whats-the-new-IR330C-tax-form-all-about</link><guid>https://www.starralignment.com/single-post/2017/06/29/Whats-the-new-IR330C-tax-form-all-about</guid><pubDate>Thu, 29 Jun 2017 08:20:00 +0000</pubDate><content:encoded><![CDATA[<div><iframe src="https://player.vimeo.com/video/225696945"/><div>Showtools interviews me about the new Contractor tax form, if you need to be using it or not, and how to fill it out with the right tax rate for you. I've put together some notes on this (see next blog post), and a link to the form on my Facebook page here:</div><div><a href="http://web.facebook.com/starralignment">web.facebook.com/starralignment</a></div></div>]]></content:encoded></item><item><title>Download the IR330C tax form</title><description><![CDATA[Here's the beginning of my Facebook post. Click it to download the notes and the link to the IRD notes on this form. You'll need to send it with your first invoice to any new company you freelance for.IR330C tax form download<img src="http://static.wixstatic.com/media/a0ebcc_4eb8bfd128f94fd0830cb94f4a6b5213%7Emv2.png"/>]]></description><dc:creator>Naomi Starr</dc:creator><link>https://www.starralignment.com/single-post/2017/06/29/Download-the-IR330C-tax-form</link><guid>https://www.starralignment.com/single-post/2017/06/29/Download-the-IR330C-tax-form</guid><pubDate>Wed, 28 Jun 2017 21:59:00 +0000</pubDate><content:encoded><![CDATA[<div><div>Here's the beginning of my Facebook post. Click it to download the notes and the link to the IRD notes on this form. You'll need to send it with your first invoice to any new company you freelance for.</div><img src="http://static.wixstatic.com/media/a0ebcc_4eb8bfd128f94fd0830cb94f4a6b5213~mv2.png"/></div>]]></content:encoded></item><item><title>Getting your home and business Insurance sorted out</title><description><![CDATA[For the clients who recently mentioned Insurance - here you go - they are my FREE go-to guys for advice. Ask for Sangita.Phone 09 940 5801 or 07 392 9123 | info@smartbrokers.co.nzwww.smartbrokers.co.nz<img src="http://static.wixstatic.com/media/a0ebcc_b5dcbc87f828429295223d69e8b14895%7Emv2.png"/>]]></description><dc:creator>Naomi Starr recommending SmartBrokers</dc:creator><link>https://www.starralignment.com/single-post/2017/07/03/Getting-your-home-and-business-Insurance-sorted-out</link><guid>https://www.starralignment.com/single-post/2017/07/03/Getting-your-home-and-business-Insurance-sorted-out</guid><pubDate>Tue, 30 May 2017 05:03:00 +0000</pubDate><content:encoded><![CDATA[<div><div><a href="http://www.smartbrokers.co.nz">For the clients who recently mentioned Insurance - here you go - they are my FREE go-to guys for advice. Ask for Sangita.</a></div><div><a href="http://www.smartbrokers.co.nz">Phone 09 940 5801 or 07 392 9123 | info@smartbrokers.co.nz</a></div><div><a href="http://www.smartbrokers.co.nz">www.smartbrokers.co.nz</a></div><img src="http://static.wixstatic.com/media/a0ebcc_b5dcbc87f828429295223d69e8b14895~mv2.png"/></div>]]></content:encoded></item><item><title>Are you on the right ACC plan?</title><description><![CDATA[How much will you get paid if you injure yourself? Watch to get the inside info. Don't be like me, and not be able to meet mortgage payments when I broke my leg a few years ago. Did you know the default plan only pays out 80% of your Profit? (Less PAYE tax)! (Profit = Income Less Expenses)<img src="https://i.vimeocdn.com/video/645103301_640.jpg"/>]]></description><dc:creator>Naomi Starr interviewed by Showtools</dc:creator><link>https://www.starralignment.com/single-post/2017/04/11/Are-you-on-the-right-ACC-plan</link><guid>https://www.starralignment.com/single-post/2017/04/11/Are-you-on-the-right-ACC-plan</guid><pubDate>Tue, 11 Apr 2017 08:02:00 +0000</pubDate><content:encoded><![CDATA[<div><div>How much will you get paid if you injure yourself? Watch to get the inside info. Don't be like me, and not be able to meet mortgage payments when I broke my leg a few years ago. Did you know the default plan only pays out 80% of your Profit? (Less PAYE tax)! (Profit = Income Less Expenses)</div><iframe src="https://player.vimeo.com/video/225698051"/></div>]]></content:encoded></item><item><title>Fun fact</title><description><![CDATA[Did you know?<img src="http://static.wixstatic.com/media/a0ebcc_72d0a25f30044fa9afe58f04722a03b2%7Emv2.jpg"/>]]></description><link>https://www.starralignment.com/single-post/2017/02/23/Fun-fact</link><guid>https://www.starralignment.com/single-post/2017/02/23/Fun-fact</guid><pubDate>Thu, 23 Feb 2017 07:34:00 +0000</pubDate><content:encoded><![CDATA[<div><div>Did you know?</div><img src="http://static.wixstatic.com/media/a0ebcc_72d0a25f30044fa9afe58f04722a03b2~mv2.jpg"/></div>]]></content:encoded></item><item><title>New IRD GST platform : how to grant 3rd party access to your bookkeeper</title><description><![CDATA[Find out how to grant third party access to your GST account. Third party access allows others to access your GST account when they log in to their own my IR account. A third party may be a bookkeeper or nominated person who acts on your behalf.My quick sheet instructions on how to do this<img src="http://img.youtube.com/vi/wImwiJdVwJ0/mqdefault.jpg"/>]]></description><dc:creator>Naomi Starr - IRD instructions</dc:creator><link>https://www.starralignment.com/single-post/2017/02/07/New-IRD-GST-platform-how-to-grant-3rd-party-access-to-your-bookkeeper</link><guid>https://www.starralignment.com/single-post/2017/02/07/New-IRD-GST-platform-how-to-grant-3rd-party-access-to-your-bookkeeper</guid><pubDate>Tue, 07 Feb 2017 07:07:00 +0000</pubDate><content:encoded><![CDATA[<div><div>Find out how to grant third party access to your GST account. Third party access allows others to access your GST account when they log in to their own my IR account. A third party may be a bookkeeper or nominated person who acts on your behalf.</div><iframe src="https://www.youtube.com/embed/wImwiJdVwJ0"/></div>]]></content:encoded></item></channel></rss>